Ocean Ridge, Florida Mortgage Rates

We Shop 40 Ocean Ridge, FL Lenders for You!

Ocean Ridge Home Purchase Rates

30-YR. Conventional

Rate 5.25%  APR 5.281%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.025%

Get Quote

Ocean Ridge Refinance Rates

30-YR. Conventional

Rate 5.25% APR 5.292%

Get Quote

30-YR. FHA Loan

Rate 4.75% APR 5.483%

Get Quote

30-YR. VA Loan

Rate 4.875% APR 5.104%

Get Quote

15 Year Rates in Ocean Ridge are even LOWER!

Call for custom fixed rate terms from 8 – 30 years.

Questions (888)999-1350

Rates based on a Loan Amount of $315,000, Loan to Value (LTV) 70%, Credit FICO Score 770 Rates, terms, and fees as 4/22/2022 11:00 AM Central Standard Time and subject to change without notice. Rates are posted daily at 11am Monday – Friday.  Rates are not posted on the weekend. Call the Smart Mortgage rate lock line now (888) 999-1350.

Ocean Ridge, Florida Mortgage Calculator

Amortization Calculator
$
$
 

Quick Rate Quote

    Once you click the submit button you will be assigned to a licensed Loan Consultant. You will receive an email with Loan Officers credentials. At this time you are opting into phone calls, text messages and emails. We look forward to finding you the perfect mortgage quote.

    Facts About Us
    1. We shop 40 Ocean Ridge lenders in order to save you money and find you lower rates.
    2. We have been in business for 25 years.
    3. We have hundreds of 5 star reviews and A+ rated with the Better Business Bureau.
    4. We have the latest technology to get you to the closing table fast.
    5. Do you have a Ocean Ridge mortgage quote you want us to beat? just ask.
    Ocean Ridge, Florida Home Loans made Simple

    Complete your home purchase or refinancing goals with easy online access and a designated professional.

    1. Pre-Qualify

    A Home Loan Expert will have you pre-qualified to buy a home or refinance within 5 minutes. Call now (888)842-7272 or Apply Online

    2. Apply Online

    Fast and easy online application takes 7 minutes.

    3. Upload Documents

    Simply upload your requested documents to get to the closing table fast.

    4. Close Your Loan

    Sit back and enjoy your new home purchase or refinance loan from the Smart Mortgage team.

    Check out our Ocean Ridge, FL Mortgage Reviews

    A mid-ocean ridge (MOR) is a seafloor mountain system formed by plate tectonics. It typically has a depth of about 2,600 meters (8,500 ft) and rises about 2,000 meters (6,600 ft) above the deepest portion of an ocean basin. This feature is where seafloor spreading takes place along a divergent plate boundary. The rate of seafloor spreading determines the morphology of the crest of the mid-ocean ridge and its width in an ocean basin. The production of new seafloor and oceanic lithosphere results from mantle upwelling in response to plate separation. The melt rises as magma at the linear weakness between the separating plates, and emerges as lava, creating new oceanic crust and lithosphere upon cooling. The first discovered mid-ocean ridge was the Mid-Atlantic Ridge, which is a spreading center that bisects the North and South Atlantic basins; hence the origin of the name ‘mid-ocean ridge’. Most oceanic spreading centers are not in the middle of their hosting ocean basis but regardless, are traditionally called mid-ocean ridges. Mid-ocean ridges around the globe are linked by plate tectonic boundaries and the trace of the ridges across the ocean floor appears similar to the seam of a baseball. The mid-ocean ridge system thus is the longest mountain range on Earth, reaching about 65,000 km (40,000 mi).

    The mid-ocean ridges of the world are connected and form the Ocean Ridge, a single global mid-oceanic ridge system that is part of every ocean, making it the longest mountain range in the world. The continuous mountain range is 65,000 km (40,400 mi) long (several times longer than the Andes, the longest continental mountain range), and the total length of the oceanic ridge system is 80,000 km (49,700 mi) long.[1]